To qualify you must:

Be a South African citizen.
Be contractually capable.
Be married or habitually cohabit with a partner.
Be single and have financial dependants.
Earn less than R3500.01 per month per household.
Be a first time government subsidy recipient.
Be a first time home owner.
Single Military Veterans without financial dependant.
Single aged persons without financial dependant.

You must have:

Applicant and spouse’s Identity Documents
Birth certificates of children
Proof of income if working. (Salary Slip)

You apply to:

KZN Department of Human Settlements
Local Municipality

Waiting period:

Waiting lists are locally driven initiative and in each municipality the waiting period differs. Housing development normally takes place within a planned and prioritised process where the local conditions dictate what area should receive assistance first. You must also remember that housing development takes time normally at least two years before a house in a new area is ready for occupation. We are trying our best to speed up the delivery rate.

You must be in the market looking for a house and should be able to secure a home loan / bond as it is a requirement to access the FLISP subsidy. You have already purchased a property which has been transferred into your name with effect from 01 April 2012, 01 April 2014 or 28 July 2018 provided you meet the requirements of the respective policy revisions.
To apply you must contact or visit the Department of Human Settlements Helpdesk and your Banking institution

To qualify you must:

Earn between R3 501 to R22 000.
Be a South African citizen with a valid Identity Document, or be a permanent resident with a permanent residence permit.
Not have previously derived benefits from the housing subsidy scheme or any other state funded or assisted housing subsidy scheme which conferred benefits of ownership, leasehold or deed of grant.
Not have qualified for a government housing subsidy before.
Not have owned a fixed residential property before.
Be competent to contract - over 18 years or legally married or legally divorced and of sound mind.
Be married or cohabiting. Where the application is made for a subsidy on the basis of a legal marriage or cohabitation arrangement, it is required that the property must be registered in the name of both spouses in the Deeds Office.
Be single but with financial dependents.

Help Desk:

Email:
flisp@kzndhs.gov.za
Tel
031 336 5444

A notice will be published in your local newspaper calling for potential beneficiaries to apply for the advertised vacant sites. Application forms will be obtainable from the KwaZulu-Natal Department of Human Settlements website
www.kzndhs.gov.za
as well as on the website of the local municipality where sites are being advertised.

You are allowed only one application and to qualify you:

Should qualify to obtain a home loan from a financial institution;
Must have a gross monthly house income ranging from R3 501 to R40 000;
Must commit to enter into an agreement with the appointed Developer;
Must be lawfully resident in South Africa;
Must be legally competent to contract (i.e. 18 years of age or older, legally married or legally divorced and of sound mind);
Nor your spouse must have previously derived benefits from the housing subsidy scheme, or any other state funded or assisted housing subsidy programme;
Must be married in terms of the Civil Law or in terms of a Customary Marriage or habitually cohabits with any other person;
Must have proven financial dependents;
Must prove that you will be able to sustain ownership; and
Must be genuinely in need of housing for residential purposes.

The Social Housing Subsidies are not given to tenants, but to the Socila Housing Institute(SHI) that constructs and manages social housing (hence the name Institutional Subsidy).

To qualify for social housing opportunities:

You must be a South African citizen;
Gross household earning must be between R1 500 and R15 000 per month;
You must not own or have owned property before;
You must not have received government subsidy before; and
You must be 21 years of age or older, be married, cohabiting, or have dependents. Providing high quality and secure homes at affordable rentals would be impossible without Government financial assistance in the form of the Social Housing Subsidy, Capital Restructuring Grant and loan from the Human Settlements Development Bank

In order for you to obtain your title deed we require:

ID Copies of the Original Owner and Spouse
Marriage Certificate / Decree of Divorce
ID copies of children / Birth Certificates
Sisters & Brothers ID Copies (Only if the deceased had no children)
Affidavit confirming whether the owner had children or not
Certified copies of: Death Certificates of the Original Owner; Spouse and Children

Help Desk:

Email: titledeeds
@kzndhs.gov.za
Tel
031 319 3800

Complaint lodged with the Tribunal must be in writing on the prescribed Tribunal

Complaint Form.

Complaint may be lodged as follows-

By mail to the offices of the Tribunal At the relevant Information Office within the jurisdiction of the local authority in which the dwelling is situated At the offices of the Tribunal A complaint is deemed to be lodged on the date upon which the Tribunal receives the complaint.

Help Desk:

Email:
info.rht@kzndhs.gov.za
Tel
031 372 1800 / 04 / 06

Anti-Fraud Email:
fraudhotline@kzndhs.gov.za
Anti-Corruption Hotline
0800 701 701

FLISP FAQ

The First Home Finance (FLISP) is a subsidy instrument that assists qualifying households by providing a once-off payment to those households who have secured home loans to acquire a residential property or build a new house with the assistance of a home builder registered with NHBRC on a serviced residential stand that is already owned by the beneficiary. .

Any South African citizen over the age of 18, who earns between R3 501 & R22 000.99 gross household income per month. The applicant/s must also have never received any Government housing subsidy previously and be married or cohabitating. If single, applicants must have a proven financial dependant.

The subsidy can be either used as a deposit, for legal fees or it can be credited to the applicant’s loan account thus reducing the loan amount.

No. The subsidy is a once off payment which is not repayable to Government

This would depend on the applicant’s total household income and is based on a sliding scale ranging from R38 911.40 if the total household income is R22 000.99 to R169 264.60 if total household income is R3 501

The applicant can obtain an application form from the FLISP Help Desk at Eagle Building, 11th floor, 363 Dr Pixley Kaseme Street Durban or 199 Pietermaritz Street, Pietermaritzburg or via the FLISP mailbox at This email address is being protected from spambots. You need JavaScript enabled to view it.. Application forms can also be downloaded from the Department’s website, which is www.kzndhs.gov.za

Yes. The subsidy can be used as a deposit to cover the shortfall

Yes. You can access the First Home Finance subsidy via the following ways :

Have an approved home loan from any major South African bank
Have an approved Pension/Provident Backed Loan,
Have an approved loan from a registered Co-operative/Community based saving scheme (Stockvel)
Instalment Sale Agreement/Rent to own
Assistance via Government Employees Housing Scheme (GEHS).

No. The applicant must obtain a home loan via the options mentioned above

No. Any property that is subsidised by FLISP must have a Title Deed attached to it

Yes, provided there are no restrictive conditions preventing the sale

Yes. The allowance, however, will be added to determine salary

No. The subsidy is strictly for first time home owners

No. This is a free service offered by Government.

No, you must apply for First Home Finance before a property is transferred to you

No, First Home Finance is an end-user subsidy programme meaning that you need to find a property you want to purchase, obtain a loan via the options mentioned above and then contact the Department to be assisted should you meet all the qualifying criteria.

FAQs

FLISP FAQ

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